VP Judgemental Lending 風險管理處 副總裁

Emploi Taïwan

Titre du poste : VP Judgemental Lending 風險管理處 副總裁

Entreprise : HSBC

Description du poste : Job Advert DetailsDepartment introductionThe Risk & Compliance function is a Second line of defense (LOD) function, responsible for reviewing and challenging the activities of the Group’s businesses (also referred to as “the First LOD”) to ensure that they effectively manage as “Risk Owners” the risks inherent in or arising from the conduct of their activities and for which they are responsible. The Second LOD consists of ‘Risk Stewards’ who are independent of the commercial risk-taking activities undertaken by the First LOD. The Risk & Compliance function is a Risk Steward for a number of non-financial risks in accordance with HSBC Group’s risk framework.People responsibility: YReport to: SVP and Head of WPB RiskRole Purpose:To manage the Judgmental Lending Approvals and Exceptional Lending Approvals for IWPB to ensure portfolio’s profitability and quality of credit assessment are met with proper credit and operational risk control.In this role, you will:Job Content:1. To manage the Judgmental Lending Approvals/Exceptional Lending Approvals for IWPB to ensure portfolio’s profitability and quality of credit assessment are met with proper credit and operational risk control2. To provide valuable insights about application quality for credit policies initiation or refinement3. To provide SME opinion for credit process and activities4. To provide SME advice on principles of Judgmental Lending Approvals/Exceptional Lending Approvals5. To manage the percentage of applications submitted to Judgmental Lending Approval/Exceptional Lending Approval at a reasonable level6. To act as a checker for the 2LoD review result on IWPB 1LoD retail credit risk related activitiesQualifications1. Years of experience in consumer lending business2. Related experience in credit policy or credit approval and sound knowledge of retail risk or end-to-end process3. People management experience4. Good communication and presentation skill5. Ability to cope with the First Line challenges and requests6. Positive thinking7. Willing to challenge status quo and provide better solution cross team/function boundaries.8. Good interpersonal/communication skills and team work player9. Pre-requisite license qualification: Internal Control (銀行內部控制與內部稽核) and Financial Sense and Ethics (金融市場常識與職業道德)Opening up a world of opportunity.※ 履歷初審合格者，將通知進行甄選面談，資格不符或未獲錄取者則不另行通知。※ Applicants passing resume screening will be notified for interview and next steps. There will be no further notification or message for applicants either not qualifying for or not being selected for the position applied.

Salaire attendu :

Localisation : Taipei City

Date du poste : Sat, 31 May 2025 04:25:54 GMT

Postulez dès maintenant !