Manager- Counterparty Credit Analysis
Manager – Counterparty Credit Analysis chez MUFG
Présentation de l’Entreprise
**MUFG Bank, Ltd.**, en tant que première banque du Japon, possède un réseau mondial qui couvre plus de **40 marchés**. Au-delà des frontières japonaises, MUFG propose une vaste gamme de produits et services bancaires commerciaux et d’investissement, s’adressant à des entreprises, gouvernements et individues à l’échelle mondiale. La société mère, **Mitsubishi UFJ Financial Group, Inc. (MUFG)**, figure parmi les groupes financiers les plus respectés au monde. Avec un siège social à Tokyo et plus de **360 ans d’histoire**, le groupe emploie environ **120,000 personnes** et s’engage à être le plus fiable des groupes financiers en collaborant étroitement avec ses entités et en répondant de manière flexible aux besoins financiers de ses clients.
Présentation de MUFG Global Service (MGS)
Établi en **2020**, **MUFG Global Service Private Limited (MGS)** est une filiale à 100% de MUFG, située à **Bengaluru** et **Mumbai**. Cette plateforme a été conçue pour fournir des services de soutien dans plusieurs fonctions — notamment **IT, KYC/AML, Crédit, et Opérations** — à l’échelle mondiale. Avec des projets ambitieux de croissance pour les 18 à 24 mois à venir, MGS vise à renforcer son rôle dans le réseau international de MUFG, couvrant les **Amériques, l’EMEA** et la **région Asie-Pacifique**.
Mission et Responsabilités
Le poste de **Manager – Counterparty Credit Analysis** implique des responsabilités variées, telles que :
- Préparation des ébauches d’évaluations de crédit pour les emprunteurs et des analyses financières des avions pour les compagnies aériennes et les loueurs.
- Suivi financier des entités et établissement de modèles de prévision de flux de trésorerie pour soutenir les recommandations de crédit.
- Participation à la diligence raisonnable de crédit dans le cadre des revues de portefeuille et lors de l’intégration de nouveaux clients.
- Analyse du risque associée aux prêts, y compris la compréhension de la documentation associée et des protections de crédit clés.
Les candidats doivent donc démontrer une capacité à multitâches et à gérer des priorités changeantes tout en maintenant un niveau de motivation élevé.
Exigences du Poste
Pour candidater, les candidats doivent justifier de :
- 5 à 6 ans d’expérience dans l’analyse de crédit conjointe, incluant l’analyse financière et la compréhension des tendances du marché.
- Une formation solide en quantitatives et en analyse de données financières.
- Un style de rédaction clair et concis, avec la capacité de synthétiser des informations critiques provenant de sources variées.
Une bonne connaissance de la documentation financière, ainsi que des compétences en modélisation de flux de trésorerie, est favorable.
Qualifications et Compétences Préférées
Les compétences supplémentaires qui seraient appréciées englobent :
- Une expérience dans des interactions avec des parties prenantes à l’étranger.
- La capacité à communiquer efficacement avec diverses équipes support, tout en interagissant régulièrement avec les revenus des ventes et les clients.
- Maîtrise des outils Microsoft, notamment Excel (V-Lookups et tableaux croisés dynamiques).
Les candidats doivent posséder un diplôme de premier cycle ou équivalent, et des qualifications de niveau professionnel, telles que CA, MBA, CFA, sont souhaitables.
Informations Pratiques
– **Localisation** : Mumbai, Maharashtra
– **Date limite de candidature** : 13 Juin 2025
Pour ceux qui souhaitent rejoindre MUFG et jouer un rôle clé au sein d’une des institutions financières les plus respectées au monde, Postulez dès maintenant !
Cette annonce respecte les valeurs d’éthique et d’inclusion, garantissant des chances égales pour tous les candidats, sans discriminations ni préjugés.
📅 Date de publication de l’offre : Fri, 13 Jun 2025 07:23:25 GMT
🏢 Entreprise : MUFG
📍 Lieu : Mumbai, Maharashtra
💼 Intitulé du poste : Manager- Counterparty Credit Analysis
💶 Rémunération proposée :
📝 Description du poste : About MUFG Global Service (MGS)MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.For more informatJob DescriptionAbout Us:MUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, and New York stock exchanges.MUFG Global Service Private Limited:Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas, EMEA and Asia PacificLocation: Mumbai, Nerlon Business ParkRoles and Responsibilities:
- Prepare the drafts of the annual Borrower Rating (BR) and annual Aircraft Finance Rating (AFR) for airlines and lessors
- Spread financials of the airlines and lessors to be submitted along with the renewal format and analysis paper for the Annual Credit Review (ACR) described in the item above
- Support the ongoing monitoring of single names and portfolio
- Draft and develop cashflow forecast models to support recommendations
- Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events.
- Finalization of papers following review by line managers.
- AFR analysis includes but is not limited to, Loan to Value analysis, facility updates / summary, loan outstanding update and underlying asset analysis.
- Ability to multi-task and manage ever-changing and sometimes conflicting priorities;ability to work with a high level of motivation and initiative;
- Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off.
- Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise.
- Ensure accurate and timely compliance with internal rules and reporting procedures.
- Undertake specific country and industrial sector research and other project work as appropriate.
- Undertake any ad-hoc exercises/projects/reporting as assigned.
- Ensure that internal monitoring systems are kept up to date in all relevant areas
- Work with colleagues in the Credit functions to ensure an effective dialogue on risk related issues and to maintain a culture of cooperation.
- Elevate any potential issues to Senior Management at an early stage so that these can be dealt with appropriately.
- Undertake specific country and industrial sector research and other department / bank-wide project work as appropriate.
- As directed support the development of other junior staff members assigned to the team.
Job Requirements:
- 5-6 years of experience inreviewing and writing counterparty credit analysis (inclusive of financial analysis, market standing, industry trends) of Airlines and/or Aircraft Lessors within a 1st or 2nd line of defense risk function.
- Credit experience working with IG and NIG counterparties.
- Aviation coverage (as outlined above) would be viewed favorably, albeit not mandatory, other asset-finance experience would also be beneficial.
- A strong quantitative background with a solid understanding of accounting and financial data analysis.
- A clear and concise business writing style reflecting a capacity to distil critical information from large data sources.
- Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing.
- Willingness to learn credit, risk management of structured finance
- A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial.
Preferred:
- Experience in working with stakeholders in an overseas location
- Ability to communicate effectively and collaborate with colleagues across support functions and interact regularly with Sales/Trading revenue generators and clients
- Proficiency in using Microsoft Suite of applications with a focus on Excel, V-Lookups and Pivot Tables is important.
Education / Qualifications:
- Bachelor Degree or equivalent (Required)
- Professional qualifications desirable (e.g. CA, MBA, CFA or similar qualification in Finance).
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